Have income need an unexpected expense loan?

Ok, I just got a apartment. I have income of 1,100 a month and my fiance makes 1,400 a month. but its not through a job i pay taxes on. I work as a babysitter and I get paid to go to school. ( no not loans i actually get paid to go) and my fiance does the samething along with his disability benefits. So now we have an apartment and we want to put stuff in it. Unfortunatley this caught us at a bad time. We do not get paid again until late feburary. we kind of did not expect to get the apartment we were kina being pessimistic. Anyway we need a loan which we can pay off but we do not have a "job" and no credit check. If your answer revolves around co signer then there is no point in answering because we have no credit worth co signer what so ever not at all me and my fiance have no established credit. What can we do to get a loan that require no cosigner and no credit check or accept no credit history and any form of income. BTW plz no "u guys r screwed" answers.lOL